RCBC Home Loan Requirements | Eligibility, Documents & Checklist

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Borrowers often ask about interest structure, minimum loan amount, and required documents. Use the FAQ page on this site for quick answers and planning tips.

Eligibility overview

Applicants are typically evaluated on age at application and at loan maturity, income stability, credit history, and the property’s acceptability. Income documents

Employed borrowers often prepare payslips and employment certificates, while self-employed borrowers typically provide business registration and financial statements. OFW requirements may include contract and remittance history.

Property documents

Depending on the transaction, you may need a contract to sell, title documents, tax declarations, and other property-related requirements to support appraisal and approval.

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Loan terms up to 20 years

Enjoy flexible repayment planning with longer terms when qualified, and review repricing schedules so you can anticipate changes after the fixed period.

Online application You can start a home loan application online and prepare your checklist early to keep verification and appraisal steps smooth.

Common questions

Borrowers often ask about interest structure, minimum loan amount, and required documents. Use the FAQ page on this site for quick answers and planning tips.

Eligibility overview

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Applicants are typically evaluated on age at application and at loan maturity, income stability, credit history, and the property’s acceptability.

Income documents

Employed borrowers often prepare payslips and employment certificates, while self-employed borrowers typically provide business registration and financial statements. OFW requirements may include contract and remittance history. Property documents

Depending on the transaction, you may need a contract to sell, title documents, tax declarations, and other property-related requirements to support appraisal and approval.

Loan terms up to 20 years

Enjoy flexible repayment planning with longer terms when qualified, and review repricing schedules so you can anticipate changes after the fixed period.

Common questions

Applicants are typically evaluated on age at application and at loan maturity, income stability, credit history, and the property’s acceptability..

You can start a home loan application online and prepare your checklist early to keep verification and appraisal steps smooth.

Applicants are typically evaluated on age at application and at loan maturity, income stability, credit history, and the property’s acceptability.

Depending on the transaction, you may need a contract to sell, title documents, tax declarations, and other property-related requirements to support appraisal and approval.

Common questions

Employed borrowers often prepare payslips and employment certificates, while self-employed borrowers typically provide business registration and financial statements. OFW requirements may include contract and remittance history.

Common questions

Depending on the transaction, you may need a contract to sell, title documents, tax declarations, and other property-related requirements to support appraisal and approval.

Common questions

Depending on the transaction, you may need a contract to sell, title documents, tax declarations, and other property-related requirements to support appraisal and approval.