RCBC Mortgage Home Loans Philippines | Options, Terms & Guide

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Borrowers often ask about interest structure, minimum loan amount, and required documents. Use the FAQ page on this site for quick answers and planning tips.

Home loan options

RCBC mortgage home loans are designed to make home financing simpler and more flexible. Typical programs support home purchase, construction, renovation, and refinancing, with repayment terms that can extend up to 20 years depending on eligibility and property type. Flexible terms

Borrowers commonly choose a fixed-rate period, then the rate is repriced based on the prevailing rate at the end of that fixed period. Understanding the repricing schedule helps you plan your budget for the full loan term.

What you can prepare

Most applications require proof of identity, income documents, and property-related papers. Requirements vary by borrower profile (employed, self-employed, OFW) and by the loan purpose.

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Loan terms up to 20 years

Enjoy flexible repayment planning with longer terms when qualified, and review repricing schedules so you can anticipate changes after the fixed period.

Online application You can start a home loan application online and prepare your checklist early to keep verification and appraisal steps smooth.

Common questions

Borrowers often ask about interest structure, minimum loan amount, and required documents. Use the FAQ page on this site for quick answers and planning tips.

Home loan options

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Flexible terms

Borrowers commonly choose a fixed-rate period, then the rate is repriced based on the prevailing rate at the end of that fixed period. Understanding the repricing schedule helps you plan your budget for the full loan term. What you can prepare

Most applications require proof of identity, income documents, and property-related papers. Requirements vary by borrower profile (employed, self-employed, OFW) and by the loan purpose.

Loan terms up to 20 years

Enjoy flexible repayment planning with longer terms when qualified, and review repricing schedules so you can anticipate changes after the fixed period.

Common questions

RCBC mortgage home loans are designed to make home financing simpler and more flexible. Typical programs support home purchase, construction, renovation, and refinancing, with repayment terms that can extend up to 20 years depending on eligibility and property type..

You can start a home loan application online and prepare your checklist early to keep verification and appraisal steps smooth.

RCBC mortgage home loans are designed to make home financing simpler and more flexible. Typical programs support home purchase, construction, renovation, and refinancing, with repayment terms that can extend up to 20 years depending on eligibility and property type.

Most applications require proof of identity, income documents, and property-related papers. Requirements vary by borrower profile (employed, self-employed, OFW) and by the loan purpose.

Common questions

Borrowers commonly choose a fixed-rate period, then the rate is repriced based on the prevailing rate at the end of that fixed period. Understanding the repricing schedule helps you plan your budget for the full loan term.

Common questions

Most applications require proof of identity, income documents, and property-related papers. Requirements vary by borrower profile (employed, self-employed, OFW) and by the loan purpose.

Common questions

Most applications require proof of identity, income documents, and property-related papers. Requirements vary by borrower profile (employed, self-employed, OFW) and by the loan purpose.